Building the skills now to make smart money decisions throughout your lifetime is a sure way to secure your financial future. This inspiring guide encourages young readers to be financially literate for life and to look past today to their financial futures. Readers will learn that financial decisions can have a long-term impact on their lives and that it's important to learn how to manage risks and debt. Using the tips and concepts they have learned, readers will be given the opportunity to practice financial planning for the future. Teacher's guide available.